Howard County Housing Resource Guide

Joint Center for Housing Studies of Harvard University – The State of the Nation’s Housing Report for 2019 

The One Month’s Rent (OMR) Initiative –

Pays one month’s rent or a security deposit for Howard County, Maryland residents who are threatened with losing their housing due to a personal, economic, or medical crisis. All they ask in return is that the recipients help someone else with housing sometime during their lifetime. OMR works through the Community Action Council (CAC), to ensure that families who don’t qualify for other assistance, get the help they need in emergency situations.

Please call the CAC at (410) 313 6440 to apply.

Community Action Council of Howard County –

Rebuilding Together Howard County –

Bridges to Housing Stability –


2018 Rental Housing Survey

The Loan Closet of Howard County –

The Loan Closet - Additional Information


Loan Closet Supportive Services The Older Americans Act (OAA) seeks to enable all older individuals to maintain their well-being through locally developed community-based systems of service.  The OOA Title IIIB Supportive Services Program provides a variety of services to address functional limitations, maintain health and independence, and promote access. The Title IIIB Support Services Program enables older adults to access services that address functional limitations, promote socialization, continued health and independence, and protect elder rights.  Together, these services promote older adults’ ability to maintain the highest possible levels of function, participation and dignity in the community. Title IIIB provides funding for a variety of supportive service programs:

  • Personal Care for those individuals who need help with bathing, dressing, or other grooming and chore service – generally light housekeeping – who otherwise could not remain in their homes.
  • Case Management provides for an individual to conduct a comprehensive assessment of a frail older adult’s needs and arrange for in-home services.
  • Transportation Cost Assistance – potential assistance with the cost of transportation for medical appointments or appointments at social service agencies such as the cost of RTA bus tickets or NeighborRide. This is on a case-by-case basis.

Eligibility: The Office on Aging shall give priority-

  • To individuals who are 60 years of age or older with the greatest social need, and older individuals with greatest economic need (with particular attention to low-income older individuals).
  • An applicant must be a Howard County resident.
  • The Older Americans Act defines greatest social need as meaning the need is caused by non-economic factors including physical and mental disabilities;language barriers; cultural, social, or geographical isolation; and isolation that restricts the ability of an individual to perform normal daily tasks or threatens the capacity of the individual to live independently.
  • Greatest economic need is generally defined as individuals or households living at, or below, the most currently published poverty limit.

For more information about Supportive Services eligibility or to receive an application, contact Maryland Access Point (MAP) via email MAP or at 410-313-5980.

Maryland Inclusive Housing Corporation –

Maryland Inclusive Housing Corporation - Additional Information

Maryland Inclusive Housing Corporation’s (MIH) mission is to help people with Intellectual and Developmental Disabilities (IDD) successfully access and maintain inclusive, affordable, and accessible housing of their choice by creating opportunities, identifying resources, connecting people, and providing services.

MD Housing Search –

MD Housing Search - Additional Information

Browse and post listings of Maryland apartments and homes for rent on this free, accessible service. Search by city, county, or ZIP Code to find current listings with important details about accessibility features, amenities, affordability, and more.
United Way

United Way 2‑1‑1 - Additional Information

United Way 2‑1‑1 is a free telephone number providing access to local community services. 2‑1‑1 is available in multiple languages, allowing those in need to access information and obtain referrals to physical and mental health resources; housing, utility, food, and employment assistance; and suicide and crisis interventions.

A Comprehensive Guide for Aging in Place

As you may know, a significant 77% of individuals aged 50+ express the desire to age in place, according to the AARP. However, the journey of growing older presents numerous challenges, such as reduced vision and hearing, cognitive decline, and limited mobility. These factors can make it increasingly difficult for seniors to remain in their current homes, prompting them to seek more suitable living arrangements.
To empower seniors and their families, we’ve crafted a comprehensive, user-friendly guide that explores the various aspects of aging in place. Our resource dives into topics such as ideal locations, essential home features, expert professionals to ease the transition, diverse home-buying options, and effective strategies for financing their new abode.